Equifax is one of the three major credit bureaus that has an effect on you getting car loans, buying a house, getting a credit card and things like that. Now, in order for them to put together credit scores that help businesses that loan money or loan money on ‘things’, they have access to everything personal about YOU. That is why you should be really concerned about the data breach FINALLY reported on Thursday, September 8th, 2017 by the folk over at Equifax. They have info on pretty much everything about you and it has been stolen. Well according to them, only 143 MILLION records were breached as you can see here.
Okay, as of this writing Inc. Magazine says that the 143 million number is just a starting place and figure that between the US and Canada, the actual number of breached IDs is going to be closer to 500 MILLION. Do the math, that’s pretty much EVERYBODY. For the first time in the history of identity breaches by the bad guys out there, you can be pretty sure that you have been affected, and it gets worse.
When you hear the words “Data Breach” of “Identity Theft”, what’s the first thing you think of? If you said credit rating, congratulations you are just like about 99% of everybody in the United States. We’ve all heard someone who thinks that way say “I wish someone would steal my identity, maybe they could improve my credit score” and everybody chuckles and moves on to the next topic. If only it was that simple. If you do a little research, you’ll find out there’s a lot more to a data breach leading to Identity Theft than your credit score and your bank account.
So now the pressing question is this: What am I going to do to protect myself after this data breach disaster? The answer sounds simple but it can get complicated and confusing very quick. Obviously you need an Identity Theft protection program, but which one is the best for you and your family? There’s a lot of companies out there with a product they developed because of the growth of ID theft over the last 10 years. We firmly believe in one product, IDShield powered by Kroll. You can check out the product here. The reason that Kroll came to LegalShield back around 2002-2003 was what they were seeing in the growing area of ID theft. As a now 45 year old risk management company, Kroll was dealing more and more with corporate ID theft and found that around 70% of all Identity Theft cases they dealt with needed the use of attorneys to restore and make whole victims of this crime.
There are two different price points for IDShield, one for individuals and one for families. It’s that simple. Unlike Life Lock and other companies that offer lowball prices but then have “tiered” pricing so that by the time you get to the coverage that you think is comprehensive your paying 4 or 5 times what you would with a more substantial product with IDShield. You can actually get both ID coverage and access to attorneys with LegalShield for either an individual or a family cheaper than most of the high tiered ID products on the market that don’t offer legal assistance.
If you are interested in getting IDShield, which I recommend and am compensated for, click here. If you want access to attorneys to help you with your identity restoration, then go here. I am a Certified Identity Theft Risk Management Specialist and I have studied and continue to look at new offerings and I am very comfortable in telling you this is the right product to have.